McLarty & Co

This is the initial step in the creation of a comprehensive, written financial plan, the foundation of our wealth management services. Our financial planner works in conjunction with our accounting and tax professionals to produce a strategy that integrates the personal and business financial lives of a busy family. The plans are prepared on a fee-for-service basis following the six steps described on our Financial Planning webpage.
 
The fifth step is to implement the financial plan. This often requires the involvement of additional financial advisors such as insurance agents, lawyers and investment managers. One option for executing the plan’s detailed investment recommendations is to consider the portfolio management services offered through our relationship with the Independent Accountants’ Investment Counsel (IAIC). IAIC provides its disciplined and value-based investment advisory services to the clients of affiliated accounting firms across Ontario. IAIC’s unbiased, customized services are provided for completely transparent, tax-deductible fees (except for RRSP’s and TFSA’s). The assets under IAIC’s management are held in each client’s name at TD Waterhouse. With over half a billion dollars under management, IAIC is one of the largest investment counsel companies managing assets in TD Waterhouse’s custody.
 
The IAIC portfolio managers work closely with our clients, financial planner and accountants to ensure that they have the most up-to-date information about our clients’ preferences, financial situations and tax-saving opportunities. Individual securities are selected for each portfolio after undergoing a rigorous, unbiased and disciplined screening process. Our financial planner’s role is to make the exchange of information seamless, review results with clients on a regular basis and update the plans to ensure they reflect each family’s most current business and personal circumstances. This is how we deliver personalized financial planning and wealth management services that are completely integrated with our other financial services.